Bad Credit Car Finance

These times, a car counts as a necessity. This is especially true for many of us who need to travel around to accomplish our daily activities including errands, work, and our personal affairs. We use cars to drive ourselves to work, to take our children to school, to go to the mall or to the groceries, and to see our friends and loved ones. With the convenience and comfort that a car brings, combined with the growing risks we nowadays hear about public transport, it can just be expected that many households want a car of their own. But cars are not an easy purchase, and with how our economy has been performing, it gets more and more challenging to raise and find the money to purchase your own car. Many corporations have been taking pay cuts or laying off their employees, while lending companies have become more stringent in loaning money to potential borrowers. Because of our economy, many have taken additional jobs on the side to sustain their needs, and may not have the time and resources for the long wait that traditional car loans come with.


This is where Umyup Finance comes in. We are a “bad credit car” finance company that boasts a wide variety of high quality second hand cars that you can loan from our trustworthy and fair lending partners. Our goal is to give you the help you need to secure these loans that you may normally be turned down for with other lending companies. We are here so you can get the car you need, so you can be more efficient in your work and daily activities. We want to ease you off your worries that you will not be granted a loan because of your bad credit history.

Umyup Finance takes care of the hassles of the loan application process, so you can focus on your work while you wait for your car. All it takes is for you to fulfil the minimum requirements for eligibility, and you are well on your way to driving home the car you have always wanted. Once you have the car, you are now mobile and are able to get to work and back quickly, efficiently and safely. You can become more effective on your job, which also helps you to better raise the money for repayment. Speaking of repayment, it is dependent on your terms – whatever you think fits your needs and capabilities best.

As we have mentioned above, Umyup Finance only requires you to satisfy the minimum requirements set by our trusted panel of lending companies. To apply, you should be:

  • At least 21 years old
  • Holding a valid UK or EEA driving license
  • Earning a minimum of £800 per month
  • A resident of Wales or England, for a minimum of 90 days prior to application

We here, at Umyup Finance understand that what you are going through is not easy. We also believe that any poor judgments we have made in the past should not continue to haunt us, especially if we are looking to change for the better. We want you to have that fair chance and that is why we only work with lenders who look past the credit history when it comes to approving applications. We see your need, and we want to help you get it.  Besides all these, we also help you determine the best plans available through our comparison tools, as well as a car finance calculator which helps you plan the repayment terms that will work best with you. We also have partners that offer bad credit mobile phones, bad credit loans, as well as logbook loans online that you can utilize for your own benefit.

Umyup Finance is a company that is built to serve. We aim to help you and all those who deserve a car but do not have the means to get it. We want to help you set up, or to get you standing up again if you have been down before. We want you be with you every step of the way, because your success is our success too.